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Business and Commercial Loans

Fuel your next big move with flexible financing built for local businesses. 
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We're Here to Help You Grow

As a business owner, you're constantly investing—in your people, your space, and your future. We’re here to invest in you. 

At Service Credit Union, we offer a full suite of business loans designed around your goals, not just your numbers. Whether you need to purchase property, upgrade equipment, or smooth out seasonal cash flow, you’ll get more than funding. You’ll get a financial partner who’s in it with you. 

Let’s make your next step happen, together. 

 

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Every business is different. That’s why we start every membership with a conversation.

Lending Solutions Built for Local Businesses

Our team of local experts will work closely with you to understand your cash flow, growth goals and timeline, and recommend financing that fits. We even handle SBA loan support in-branch, so you get the help you need without the red tape.

Whether you're expanding, upgrading or just getting started, we’ve got your back.

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Find the Right Loan for Your Business

Choose from flexible loan solutions designed to help your business move forward. 
Commercial Mortgages

Commercial Mortgages

Secure the space you need to grow, with fixed or variable interest rates and payment terms that fit your budget.
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Business Line of Credit

Business Line of Credit

Keep cash flowing with a credit line that’s there when you need it—for payroll, inventory, or unexpected costs.
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SBA Loans

SBA Loans

Low-interest, government-backed loans and expert help from application to approval, right in our branches.
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Commercial Vehicle Loans

Commercial Vehicle Loans

Finance the vehicles that keep your business moving, from single trucks to full delivery fleets.
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Equipment Financing

Equipment Financing

Upgrade, replace, or invest in new tools with loans tailored to your business and budget.
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Trusted by Businesses Like Yours

Watch the Video Pasquale

Pasquale’s Ristorante

Bringing a vision to life with Service CU by their side.

Chef Pasquale Celone partnered with Service CU to finance a new home for his restaurant. With a commercial mortgage and SBA 504 loan, he opened his doors to packed houses night after night.

Watch the Video Liz and Keith

Dodge’s Farm and Garden

From frustration to a thriving partnership.

After difficult experiences with other banks, the Websters found personal, knowledgeable support at Service CU. Today, they operate three NH locations with help from their business checking, real estate loan, Visa® card and auto financing.

Watch the Video Jack and Andrea

The Bedford Village Inn

Financing growth while preserving elegance.

Service CU supported the expansion of The Grand and the renovation of the inn’s kitchen and dining areas, allowing Jack and Andrea to keep their award-winning experience fresh for every guest.
Watch the Video Howie Wemyss

Mount Washington Auto Road

Helping a grand vision become reality.

With financing from Service CU, the Glen House Hotel was built near energy self-sufficiency. Service CU's support helped bring this four-season destination to life, proof of what’s possible with the right financial partner.

Not Sure Where to Start?

Our free Business Finance Guide helps you compare options, understand loan types, and find your best next step. 
Download the Guide

Business Loans FAQs

Got questions? We’re here with answers.

How do I decide which loan is right for me?
That’s what we’re here for. Start with our guide, or talk to a business lending expert for personalized recommendations.
What documents will I need to apply?
Typically, we’ll ask for business financials, tax returns and details about your funding needs. We’ll walk you through every step.
Do you offer SBA loans?
Absolutely. Our team helps guide you through the full SBA loan process and handles approvals in our branches.
What types of businesses qualify for a loan?
If you’ve been in business for at least two years and have stable revenue, we’re ready to talk.
Do I need to be a Service Credit Union member to apply for a Business Loan?
Yes. You’ll need to be a member to finalize your loan, but you can start the conversation anytime.