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Commercial Mortgages That Power Business Growth

Whether you’re expanding, investing or building from the ground up, Service Credit Union has financing for what’s next.
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Smart Financing for Your Next Business Move

When it comes to growing your business, the right property is everything. That’s why our commercial mortgage solutions are tailored to your goals, whether you're purchasing, refinancing, renovating or building.

With competitive rates, custom terms and local expertise in New Hampshire and Massachusetts, we’re the financial partner that helps you grow with confidence.

We’re here to help you:

  • Secure space for your business operations
  • Invest in income-generating properties
  • Build new commercial spaces from the ground up
  • Upgrade existing real estate to increase value

Flexible Commercial Mortgage Options

Owner-Occupied Mortgages

Owner-Occupied Mortgages

 Purchase or refinance the property where your business operates. Build equity and control your costs.
Investment Property Loans

Investment Property Loans

Finance offices, retail spaces, or multi-unit properties and start generating income.
Construction Loans

Construction Loans

Ready to build? We’ll help fund your commercial project from blueprint to ribbon-cutting.
Renovation Loans

Renovation Loans

Give your space a major upgrade, enhancing functionality and boosting long-term value.
Contact Us to Get Started Today

What Business Owners Are Saying

Watch the Video Pasquale

Pasquale’s Ristorante

Bringing a vision to life with Service CU by their side.

Chef Pasquale Celone partnered with Service CU to finance a new home for his restaurant. With a commercial mortgage and SBA 504 loan, he opened his doors to packed houses night after night.

Watch the Video Liz and Keith

Dodge’s Farm and Garden

From frustration to a thriving partnership.

After difficult experiences with other banks, the Websters found personal, knowledgeable support at Service CU. Today, they operate three NH locations with help from their business checking, real estate loan, Visa® card and auto financing.

Watch the Video Jack and Andrea

The Bedford Village Inn

Financing growth while preserving elegance.

Service CU supported the expansion of The Grand and the renovation of the inn’s kitchen and dining areas, allowing Jack and Andrea to keep their award-winning experience fresh for every guest.
Watch the Video Howie Wemyss

Mount Washington Auto Road

Helping a grand vision become reality.

With financing from Service CU, the Glen House Hotel was built near energy self-sufficiency. Service CU's support helped bring this four-season destination to life, proof of what’s possible with the right financial partner.

Commercial Mortgage FAQs

Your top questions, answered.

Do I need to have a Service Credit Union membership?
 Yes. Membership is required to access our business lending solutions. but it’s quick and easy to join!
How do I apply for one?
Start by speaking with a Commercial Lending Specialist. Once we receive your documents, we’ll guide you through a streamlined approval process.
What documents do I need to apply for a Commercial Mortgage?
You’ll typically need business financials, a personal financial statement, property details and more.
What types of properties can I finance?
We finance owner-occupied properties, investment buildings, new construction, and renovation projects.
What is a commercial mortgage?
A business loan used to purchase, refinance, renovate or construct commercial property, whether you occupy it or lease it out.