Skip to main content
couple who just moved in making decisions on their laptop

Equipment Loans to Move Your Business Forward

Whether you're scaling up or just starting out, our custom equipment loans help you get the tools you need to grow.

Power Your Business With Equipment Financing

From bakery ovens to bulldozers, the right equipment makes all the difference. At Service Credit Union, we offer fast, flexible loans for new, used or upgraded gear so you can focus on growing your business, not stressing over funding.

Our commercial lending team works with you directly to customize a solution that fits your goals. Whether you're running a small shop or managing a major expansion, we'll help you secure the tools to take your operation to the next level.

Why Choose Our Equipment Loans?

  • Competitive fixed rates
  • Flexible terms from short- to long-term
  • New or used equipment eligible
  • Fast approvals and decision-making
  • Dedicated commercial lending support

Why Choose Service Credit Union?

Business moves fast, and so do we. Our equipment loans are designed to work as hard as you do.
Flexible Loan Terms

Flexible Loan Terms

Pick a repayment schedule that fits your cash flow and business cycle.
Lending Experts

Lending Experts

Work one-on-one with a dedicated commercial lender who understands your market.
Any Gear, Any Size

Any Gear, Any Size

Finance everything from tech to trucks to large-scale machinery.
Fast, Streamlined Approvals

Fast, Streamlined Approvals

Apply with confidence. Our process is quick, transparent, and built for business.

Business Equipment Loan FAQs

Answers to help you apply with confidence.

Can I customize my loan term?
Absolutely. We offer flexible terms tailored to your specific needs and budget.
Do I need to be a Service Credit Union member?
Yes, but becoming a member is quick and easy. Your membership opens the door to other business services, too.
How quickly can I get approved?
Many applicants receive decisions within 1–2 business days.
Can I finance used equipment?
Yes! We support both new and used equipment purchases.
What types of equipment can I finance?
We fund purchases of all sorts of business equipment, such as commercial kitchen appliances, medical devices, construction machinery, office IT, and more.

Still have questions?