Rates

*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 09/08/2026 and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

^*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 09/08/2026 and subject to change without notice. No minimum deposit required to open the account. A $50 minimum average daily balance is required to earn APY. Fees may reduce earnings on account. Dividends are calculated based on the daily balance method and credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

^*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 09/01/2026 and subject to change without notice. Dividends paid on daily balances of up to $25,000.00 at a variable APY of 3.25% when you have a qualifying direct deposit into your checking. If actual daily balance exceeds $25,000.00, the remaining balance will receive variable APY of 3.25%-0.25%. Without a qualifying direct deposit into your checking account, your entire balance will receive 0.25%APY. Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month. Only one Service+ Savings account may be established under a primary member social security number. For example, a member who maintains a personal membership and a trust membership under the same social security number may only have one Service+ Savings account established within one of those member profiles.  The Service+ Savings account offers tiered rate Annual Percentage Yields (APY) based on total deposit balance. Members may qualify for a higher relationship APY (“relationship APY”) on the first-tier deposit balance by establishing and maintaining a qualifying direct deposit into a checking account held under the same membership profile as the Service+ Savings account, maintaining the par value share in the primary savings account, and having no charged off share or loan accounts.  A qualifying direct deposit is defined as electronic transfer of funds from outside sources, online/mobile check deposits and peer-to-peer payments (such as Zelle) totaling at least $500 in a calendar month. If qualifying direct deposit discontinues for any reason for two consecutive calendar months while the Service+ Savings account remains open, the account will no longer qualify for the relationship APY and the APY will automatically revert to the standard rate effective on the first day of the third month with no qualifying direct deposit.  For example, if today is July 1st, you must have received a qualifying direct deposit in either May or June to continue receiving the relationship APY for the month of July. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

*Rates shown are Annual Percentage Yields (APY), accurate as of 09/08/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity.  Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

^*Rates shown are Annual Percentage Yields (APY), accurate as of 09/08/2026, and subject to change without notice as determined by the Board of Directors.  Minimum deposit of $50 is required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. 

^*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date 09/08/2026 and subject to change without notice. Minimum balance to earn dividends is $2,500.00; variable APY of 0.55%. For balances of $25,000.00 to $99,999.99; variable APY of .70%. For balances $100,000.00 or greater; variable APY of 1.70%. If at any time during the month the money market daily balance drops below $2,500.00, a fee will be assessed.  Please see the fee schedule for the monthly fee amount. Fees could reduce the earnings on the account. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

*Warriors deployed in combat zones may deposit up to $10,000 into a Service CU Deployed Warrior Savings Account which earns 10% APY (Annual Percentage Yield) up to $10,000.00. If actual daily balance exceeds $10,000, the remaining balance will receive variable APY of 10%-0.10%. Rates are variable and subject to change; accurate as of 09/08/2026. Service member must be serving in a combat zone as defined by Service CU; orders of deployment to a combat zone must be provided. Direct deposit of net pay is required into members Service CU account. No minimum balance is required to open the Deployed Warrior Savings Account; $5 deposit is required to open a Primary Savings Account. Monthly deposits into a Deployed Warriors Savings Account cannot exceed the amount of your monthly net military pay; however, deposits into the Deployed Warrior Savings Account may be direct deposit, an allotment, or a transfer of funds from a Service CU account. Withdrawals are not permitted from a Deployed Warrior Savings Account. If a withdrawal is made from the Deployed Warrior Savings Account before the redeployment date plus 120 days, the funds in the Deployed Warrior Savings Account will be transferred to the Primary Savings Account, and the Deployed Warrior Savings Account will be closed. The Deployed Warrior Savings Account will stop accruing 10% APY at the end of the month of return date per deployment orders plus 120 days. eCommunications is required.

^*The displayed rates for conventional loans assume a loan amount of $500,000 for a single-family, owner-occupied purchase transaction with a down payment of 40% and a credit score of 740 or higher. VA rates assume a loan amount of $500,000 and no down payment. Conventional jumbo loans assume a loan amount of $832,751 and a 40% down payment. VA jumbo assumes a loan amount of $832,751 with no down payment. Payment examples can be obtained by clicking the calculate payments button above and do not include taxes or insurance premiums. Payment obligation will be higher.