Service Credit Union - Current Saving Rates
Home -
  Routing # 211489656
 

> Welcome New Members!
> Contact Us
> Help Center
> Site Map
> Quick Links
> Become a Member
> Current Job Openings
> Hide News Bar
> Hide Sports Bar
> Hide Weather Bar

> Mobile Banking Site
>> mobile.servicecu.org
..........................................................................
v Current Rates
>> Savings Rates
>> Loan Rates
>> Mortgage Rates
>> Exchange Rates
>> Loan Rate Discounts
Fees and Transactions
..........................................................................
> Direct Deposit
..........................................................................
> Electronic Communications Sign Up
..........................................................................
> Pre-Owned SCU Vehicles
..........................................................................
> 24Hour Banking
..........................................................................
> Online Banking
..........................................................................
> Military Member Links
..........................................................................
> Military Kits
..........................................................................
> Warrior Rewards
..........................................................................
> Warrior Savings
..........................................................................
> Member Information
..........................................................................
> Security Center
..........................................................................
> About Us
..........................................................................
> Investments
..........................................................................
> Branch/ATM Locations
..........................................................................
> Social Responsibility

  Checking  Savings  Loans  Mortgages  Investments  Membership  Education  Exclusive Programs  Locations

Savings Rates


Rates accurate as of May 6, 2015

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY

TERM

DIVIDEND
RATE

ANNUAL
PERCENTAGE
YIELD

Shares (Savings) / Christmas Club / Club Accounts / Smart Savers

$5.00 To Open An Account 0.00% 0.00% Buy Now!
$50.00 Tier 1 MO 0.20% 0.20% Buy Now!
$5,000.00 Tier 2 MO 0.25% 0.25% Buy Now!

Select Employer Group (SEG) Savings

$0.00 Tier 1 MO 0.55% 0.55% Buy Now!
$2500.00 Tier 2 MO 0.60% 0.60% Buy Now!

Veteran Shares

$0.00 Tier 1 MO 0.55% 0.55% Buy Now!
$2500.00 Tier 2 MO 0.60% 0.60% Buy Now!

STAR Shares / Senior Shares *

$0.00 Tier 1 MO 0.70% 0.70% Buy Now!
$2,500.00 Tier 2 MO 0.75% 0.75% Buy Now!

Service Plus Checking

$1,500.00 Tier 1 MO 0.05% 0.05% Buy Now!
$2,500.00 Tier 2 MO 0.05% 0.05% Buy Now!
$5,000.00 Tier 3 MO 0.10% 0.10% Buy Now!

Money Market

$5,000.00 Tier 1 MO 0.25% 0.25% Buy Now!
$10,000.00 Tier 2 MO 0.25% 0.25% Buy Now!
$25,000.00 Tier 3 MO 0.30% 0.30% Buy Now!
$50,000.00 Tier 4 MO 0.30% 0.30% Buy Now!

Service+ High Yield Money Market With Direct Deposit

$5,000.00 Tier 1 MO 0.35% 0.35% Buy Now!
$10,000.00 Tier 2 MO 0.35% 0.35% Buy Now!
$25,000.00 Tier 3 MO 0.50% 0.50% Buy Now!
$50,000.00 Tier 4 MO 0.50% 0.50% Buy Now!
Traditional IRA Accounts / Roth IRA Accounts / CESA (Coverdell Education Savings Account)
Please call or visit a branch to purchase a IRA certificate
$50.00 MO 0.35% 0.35% Buy Now!

Certificates

MINIMUM

TERM

DIVIDEND
RATE

APY

STAR / Senior Certificates *

$250.00 6 Months 0.80% 0.80% Buy Now!

Warrior Rewards Certificate**

$250.00 6 Months 1.29% 1.30% Buy Now!

Veterans Certificate**

$250.00 6 Months 0.65% 0.65% Buy Now!

Select Employer Group (SEG) Share & IRA Certificates
Please call or visit a branch to purchase a IRA certificate
$250.00 6 Months 0.65% 0.65% Buy Now!

Member IRA and Regular Certificate Special
Please call or visit a branch to purchase a IRA certificate
$1,000.00 15 Months 1.05% 1.05% Buy Now!

New Member Internet Only Certificate Special

$1000.00 3 Months 0.50% 0.50% Buy Now!

Existing Member Internet Only Certificate Special

$1000.00 3 Months 0.50% 0.50% Buy Now!

Share & IRA Certificates
Please call or visit a branch to purchase a IRA certificate
$1,000.00 3 Months 0.20% 0.20% Buy Now!
$1,000.00 6 Months 0.25% 0.25% Buy Now!
$1,000.00 1 Year 0.30% 0.30% Buy Now!
$1,000.00 2 Years 0.95% 0.95% Buy Now!
$1,000.00 3 Years 1.29% 1.30% Buy Now!
$1,000.00 4 Years 1.54% 1.55% Buy Now!
$1,000.00 5 Years 1.79% 1.80% Buy Now!

Rates subject to change without notice.

* STAR and Senior Product share rates are 50 basis points higher than the standard saving Tier 1 and Tier 2 rates and the share certificate rate is 50 basis points higher than the standard 1-year share certificate rate for a 6 month term. Add-on deposits are permitted. STAR Members military base pay may not exceed $2,617 per month and civilian gross pay may not exceed $44,650 per annum. Senior members must be at least 62 years old for Senior Share and Certificate benefits. Direct deposit of your net pay is required to obtain these rates. The .50% discount for special programs may not apply with all promotions.

** Warriors are defined as members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments, or combat/war zone areas where our troops are in imminent danger of enemy attack (PCS does not qualify) or service members decorated with the Purple Heart, Bronze star, or a higher combat-related award and military members currently on active, Reserve, Guard duty or retired with 20 or more years of service qualify for Warrior Rewards benefits indefinitely. This discount requires direct deposit (NOT ALLOTMENT) and selection of the automatic loan payment feature. The .50% discount for special programs may not apply with all promotions.

DIVIDENDS ARE COMPOUNDED AND PAID MONTHLY ON ALL ACCOUNTS.

THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION SHARE INSURANCE FUND.

Qualifying IRA accounts can receive additional savings protection through ESI.

The Annual Percentage Yield (APY) is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. If the minimum balance of your certificate increases, thereby qualifying for a higher dividend rate, we must be notified prior to the renewal date. Our certificate program will not make this adjustment automatically. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Refer to your Account Agreement and Disclosure Statement for additional disclosures.

TERM

EARLY WITHDRAWAL PENALTY

1-Day Share Certificate to less than 1 year
90 days' Dividends
1-Year Share Certificate to less than 2 years
180 days' Dividends
2-Year Share Certificate or Longer
365 days' Dividends

The Websites listed above are Authorized Third-Party Links

You are about to leave the Service Credit Union web site and enter a third-party site. Service Credit Union is not responsible for the content provided, and does not guarantee and cannot be held liable for the failures of the information, products, services, or recommendations provided by this third-party site. We encourage you to read their Privacy and Security Policies as they may differ from those of Service Credit Union.


Hide >
Member Notices
All Service Credit Union branches and the contact center will be closed on Monday, May 25, 2015- in observance of Memorial Day. Please visit our 24/7 online banking site.

Due to the Guardian Angel Credit Union transfer of accounts- All online banking services will be unavailable from May 30th at 1 p.m.(ET) until early morning May 31st. All branches will be closed at 1 p.m.(ET) on Saturday, May 30th and will resume regular hours beginning Sunday, May 31st.

Phone Scam Targets Credit and Debit Cards, A phone scam stating a member's card has been deactivated is currently circulating in our area. The caller asks for personal information such as a PIN to reactivate the card. It is important to remember that Service Credit Union will NEVER call, text, email or even request your personal or banking information via an unsolicited phone call or text message. If you have received a phone call and provided your account information in error, or if you want to verify the status of your card or account, contact us immediately at 800.936.7730 or 00800.4728.2000.

Know Your SEPA Payments: Germany merchants can debit your account using the standard SEPA CORE debit. Service Credit Union currently does not support the optional SEPA COR1 standard. This means: If a merchant tries to debit your account using SEPA COR1, Service Credit Union will not know about it and the payment will be returned as if your account did not exist. You should ask the merchant to reprocess your debit using the standard SEPA CORE process. Obtain the payment information and submit a one time payment through Service Credit Union. For more information about one-time payments, click here



















Copyright 2015 Service Credit Union, 3003 Lafayette Road, Portsmouth, NH 03801
US: 800-936-7730 | International: 00800-4728-2000 | Military DSN: 314-493-4384/4385
Routing # 211489656 | Bankleitzahl: 54030011 | BIC Code: SCRUDE51 | Military DSN: 314-493-4384/4385
Our Locations  | Unsubscribe | Current Employment Listings | Privacy Statement

ESGREqual Housing Lender - opens as an acrobat file
FEDERALLY INSURED BY NCUA