* STAR and Senior Product share rates are 50 basis points higher than the standard saving Tier 1 and Tier 2 rates and the share certificate rate is 50 basis points higher than the standard 1-year share certificate rate for a 6 month term. Add-on deposits are permitted. STAR Members military base pay may not exceed $2,617 per month and civilian gross pay may not exceed $44,650 per annum. Senior members must be at least 62 years old for Senior Share and Certificate benefits. Direct deposit of your net pay is required to obtain these rates. The .50% discount for special programs may not apply with all promotions.
** Warriors are defined as members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments, or combat/war zone areas where our troops are in imminent danger of enemy attack (PCS does not qualify) or service members decorated with the Purple Heart, Bronze star, or a higher combat-related award and military members currently on active, Reserve, Guard duty or retired with 20 or more years of service qualify for Warrior Rewards benefits indefinitely. This discount requires direct deposit (NOT ALLOTMENT) and selection of the automatic loan payment feature. The .50% discount for special programs may not apply with all promotions.
DIVIDENDS ARE COMPOUNDED AND PAID MONTHLY ON ALL ACCOUNTS.
Qualifying IRA accounts can receive additional savings protection through ESI.
The Annual Percentage Yield (APY) is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. If the minimum balance of your certificate increases, thereby qualifying for a higher dividend rate, we must be notified prior to the renewal date. Our certificate program will not make this adjustment automatically. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Refer to your Account Agreement and Disclosure Statement for additional disclosures.
EARLY WITHDRAWAL PENALTY
1-Day Share Certificate to less than 1 year
90 days' Dividends
1-Year Share Certificate to less than 2 years
180 days' Dividends
2-Year Share Certificate or Longer
365 days' Dividends
The Websites listed above are Authorized Third-Party Links
You are about to leave the Service Credit Union web site and enter a third-party site. Service Credit Union is not responsible for the content provided, and does not guarantee and cannot be held liable for the failures of the information, products, services, or recommendations provided by this third-party site. We encourage you to read their Privacy and Security Policies as they may differ from those of Service Credit Union.