Rates effective as of November 16, 2009

You May Qualify for Additional Loan Rate Discounts!

 MINIMUM AVERAGE
 DAILY BALANCE TO
 OBTAIN APY
 

TERM

DIVIDEND
RATE
 

ANNUAL
PERCENTAGE
YIELD
 

Shares (Savings) / Christmas Club / Club Accounts / Smart Savers

$5.00 To Open An Account 0.00% 0.00% Buy Now!
$50.00 Tier 1 MO 0.50% 0.50% Buy Now!
$5,000.00 Tier 2 MO 0.75% 0.75% Buy Now!

Star Shares*

$0.00 Tier 1 MO 1.24% 1.25% Buy Now!
$2,500.00 Tier 2 MO 1.74% 1.75% Buy Now!

Service Plus Checking

$1,500.00 Tier 1 MO 0.05% 0.05% Buy Now!
$2,500.00 Tier 2 MO 0.05% 0.05% Buy Now!
$5,000.00 Tier 3 MO 0.10% 0.10% Buy Now!

Money Market

$5,000.00 Tier 1 MO 0.75% 0.75% Buy Now!
$10,000.00 Tier 2 MO 0.90% 0.90% Buy Now! 
$25,000.00 Tier 3 MO 1.00% 1.00% Buy Now!
$50,000.00 Tier 4 MO 1.24% 1.25% Buy Now!

Service+ High Yield Money Market With Direct Deposit

$5,000.00 Tier 1 MO 1.00% 1.00% Buy Now!
$10,000.00 Tier 2 MO 1.14% 1.15% Buy Now! 
$25,000.00 Tier 3 MO 1.24% 1.25% Buy Now!
$50,000.00 Tier 4 MO 1.49% 1.50% Buy Now!

Traditional IRA Accounts / Roth IRA Accounts / CESA (Coverdell Education Savings Account)

$50.00   MO 1.49% 1.50% Buy Now!

Certificates

     MINIMUM

TERM DIVIDEND
RATE
APY  

Star Certificate*

$250.00   6 Months 1.98% 2.00% Buy Now!

 

Warrior Reward Certificate**

$250.00 6 Months 2.47% 2.50% Buy Now!

Member IRA and Regular Certificate Special

$1000.00 9 Months

1.98%

2.00% Buy Now!
$1000.00   19 Months

2.23%

2.25% Buy Now!

Share & IRA Certificates

$1,000.00   3 Months 1.00% 1.00% Buy Now!
$1,000.00   6 Months 1.24% 1.25% Buy Now!
$1,000.00   1 Year 1.49% 1.50% Buy Now!
$1,000.00   2 Years 1.74% 1.75% Buy Now!
$1,000.00   3 Years 2.23% 2.25% Buy Now!
$1,000.00   4 Years 2.47% 2.50% Buy Now!
$1,000.00   5 Years 2.96% 3.00% Buy Now!

Rates subject to change without notice.

* The STAR program is available to military enlisted members whose military base pay does not exceed $2,391 per month and civilian members whose gross income is $39,000 or less per year. To be eligible to be a STAR account holder you must have direct deposit of your net pay being deposited to your account at Service Credit Union.

** Service members who are assigned to or who have returned in the past 120 days from peacekeeping operations such as Bosnia, Kosovo, or other hostile environments, or combat/war zone areas such as Iraq and Afghanistan where our troops or civilians are in imminent danger of enemy attack (PCS does not qualify) are eligible to purchase a special Warrior Reward Share Certificate. For service members decorated with the Purple Heart, Bronze Star, or a higher combat-related award and military members with 20 or more years of service at retirement, Warrior Rewards benefits are extended indefinitely. This discount requires direct deposit (NOT ALLOTMENT) and selection of the automatic loan payment feature.

DIVIDENDS ARE COMPOUNDED AND PAID MONTHLY ON ALL ACCOUNTS.

THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION SHARE INSURANCE FUND.

Qualifying IRA accounts can receive additional savings protection through ESI.

The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Share Certificates are fixed rate accounts and will remain in effect until maturity. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. If any deposit is withdrawn before the maturity date, a penalty as shown below would be imposed. Refer to your Account Agreement and Disclosure Statement for additional disclosures.

TERM

EARLY WITHDRAWAL PENALTY

1-Day Share Certificate to less than 1 year
90 days' Dividends
1-Year Share Certificate to less than 2 years
180 days' Dividends
2-years Share Certificate or Longer
365 days' Dividends
1

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