Mortgage Rates

Fixed Rate Home Equity Loan Programs  

NMLS#: 491588

Last Updated: 07/22/2014

NO CLOSING COSTS OR APPLICATION FEES!!!

TERMS DISCOUNTED RATE % APR
3 YRS 3.490 3.547
5 YRS 3.740 3.776
10 YRS 4.490 4.509
15 YRS 4.990 5.004

Discounted rates available on new loans $20,000.00 or greater, with a net payroll direct deposit or a payroll deduction for a minimum of $800.00 per month, and an automatic transfer loan payment for the life of the loan. Special conditions apply to SCU home equity refinances and home equity loans on homes that are for sale, please call for details. Limited time offer. Home Equity Loan APR's are based on a $20,000 loan amount with 30 days pre-paid interest.

HOME EQUITY LOAN RATES ARE SUBJECT TO CHANGE DAILY

Repayment Examples:

$20,000.00 at 3.490%   36 monthly payments of $585.95 and APR  3.547%
$20,000.00 at 3.740%   60 monthly payments of $365.99 and APR  3.776%
$20,000.00 at 4.490% 120 monthly payments of $207.18 and APR  4.509%
$20,000.00 at 4.990% 180 monthly payments of $158.05 and APR  5.004%

HOME EQUITY LINE OF CREDIT

3.25% Variable APR

NO CLOSING COSTS OR APPLICATION FEES!!!
ADJUSTABLE RATE LOAN

APR is the annual percentage rate. Minimum line of credit is $10,000.00. The Home Equity Line of Credit (HELOC) interest rate is a variable rate which is tied to the Prime Rate. The maximum annual percentage rate that may be imposed in a variable rate plan is 17.125%. The HELOC interest rate that goes into effect the first day of every month, is determined 10 days prior to the end of the previous month, and is based on the Published Prime Rate in effect on that date.
HELOC rates are subject to change monthly.

CURRENT WALL STREET JOURNAL PRIME RATE 3.250%
FOR MORE INFORMATION CALL 1-800-619-6575

MORTGAGE RATES ARE SUBJECT TO CHANGE DAILY AT 11:00 AM EST