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Savings Rates


Rates effective as of September 1, 2010

You May Qualify for Additional Loan Rate Discounts!

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY

TERM

DIVIDEND
RATE

ANNUAL
PERCENTAGE
YIELD

Shares (Savings) / Holiday Club / Club Accounts / Smart Savers

$5.00 To Open An Account 0.00% 0.00% Buy Now!
$50.00 Tier 1 MO 0.50% 0.50% Buy Now!
$5,000.00 Tier 2 MO 0.60% 0.60% Buy Now!

Star Shares / Senior Shares *

$0.00 Tier 1 MO 1.00% 1.00% Buy Now!
$2,500.00 Tier 2 MO 1.09% 1.10% Buy Now!

Service Plus Checking

$1,500.00 Tier 1 MO 0.05% 0.05% Buy Now!
$2,500.00 Tier 2 MO 0.05% 0.05% Buy Now!
$5,000.00 Tier 3 MO 0.10% 0.10% Buy Now!

Money Market

$5,000.00 Tier 1 MO 0.60% 0.60% Buy Now!
$10,000.00 Tier 2 MO 0.60% 0.60% Buy Now!
$25,000.00 Tier 3 MO 0.85% 0.85% Buy Now!
$50,000.00 Tier 4 MO 0.85% 0.85% Buy Now!

Service+ High Yield Money Market With Direct Deposit

$5,000.00 Tier 1 MO 0.85% 0.85% Buy Now!
$10,000.00 Tier 2 MO 0.85% 0.85% Buy Now!
$25,000.00 Tier 3 MO 1.09% 1.10% Buy Now!
$50,000.00 Tier 4 MO 1.09% 1.10% Buy Now!

Traditional IRA Accounts / Roth IRA Accounts / CESA (Coverdell Education Savings Account)

$50.00 MO 1.24% 1.25% Buy Now!

Certificates

MINIMUM

TERM DIVIDEND
RATE
APY

Star / Senior Certificates *

$250.00 6 Months 1.54% 1.55% Buy Now!

Warrior Rewards Certificate**

$250.00 6 Months 2.03% 2.05% Buy Now!

Member IRA and Regular Certificate Special

$1000.00 8 Months 1.14% 1.15% Buy Now!
$1000.00 19 Months 1.49% 1.50% Buy Now!

Share & IRA Certificates

$1,000.00 3 Months 0.90% 0.90% Buy Now!
$1,000.00 6 Months 1.00% 1.00% Buy Now!
$1,000.00 1 Year 1.04% 1.05% Buy Now!
$1,000.00 2 Years 1.74% 1.75% Buy Now!
$1,000.00 3 Years 2.23% 2.25% Buy Now!
$1,000.00 4 Years 2.47% 2.50% Buy Now!
$1,000.00 5 Years 2.96% 3.00% Buy Now!

Rates subject to change without notice.

* STAR and Senior Product share rates are 50 basis points higher than the standard saving Tier 1 and Tier 2 rates and the share certificate rate is 50 basis points higher than the standard 1 year share certificate rate for a 6 month term. Add on deposits are permitted. STAR Members military base pay may not exceed $2,472 per month and civilian gross pay may not exceed $43,450 per annum. Senior members must be at least 62 years old for Senior Share and Certificate benefits. Direct deposit of your net pay is required to obtain these rates.

** Service members who are assigned to or who have returned in the past 120 days from peacekeeping operations such as Bosnia, Kosovo, or other hostile environments, or combat/war zone areas such as Iraq and Afghanistan where our troops or civilians are in imminent danger of enemy attack (PCS does not qualify) are eligible to purchase a special Warrior Reward Share Certificate. For service members decorated with the Purple Heart, Bronze Star, or a higher combat-related award and military members with 20 or more years of service at retirement, Warrior Rewards benefits are extended indefinitely. This discount requires direct deposit (NOT ALLOTMENT) and selection of the automatic loan payment feature.

DIVIDENDS ARE COMPOUNDED AND PAID MONTHLY ON ALL ACCOUNTS.

THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION SHARE INSURANCE FUND.

Qualifying IRA accounts can receive additional savings protection through ESI.

The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Share Certificates are fixed rate accounts and will remain in effect until maturity. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. If any deposit is withdrawn before the maturity date, a penalty as shown below would be imposed. Refer to your Account Agreement and Disclosure Statement for additional disclosures.

TERM

EARLY WITHDRAWAL PENALTY

1-Day Share Certificate to less than 1 year
90 days' Dividends
1-Year Share Certificate to less than 2 years
180 days' Dividends
2-years Share Certificate or Longer
365 days' Dividends

Copyright Service Credit Union, 2010 Lafayette Road, Portsmouth, NH 03801 | US: 800-936-7730
International: 00800-4728-2000 | Military DSN: 314-493-4384/4385
Routing # 211489656 | Bankleitzahl: 54030011 | BIC Code: SCRUDE51 | Military DSN: 314-493-4384/4385
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ESGREqual Housing Lender - opens as an acrobat fileNCUAYour savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.