Saving Accounts

Current Saving Rates

Share Savings

To become a member of Service Credit Union, you must open a share savings account with a deposit of $5 or more. Equally important, your membership makes you eligible for all the other services Service Credit Union offers.

With a Service Credit Union Savings Account, you'll earn dividends on daily balances of $50 or more, compounded and paid monthly. Quarterly statements help you keep track of your account, and higher dividend rates are paid on balances of $5000 or more.

• How to Become a Member of Service Credit Union

• Apply for Membership 

Money Market Account

This account pays dividends with a minimum balance of $5,000 and offers higher yielding rate tiers at $10,000, $25,000 and $50,000 balance levels. You can write up to three checks per month with an additional three account transfers permitted.
For more details, check out our Checking Account information.
Learn more about out money market program

Certificates

Lock in a competitive interest rate with a certificate from Service Credit Union. Plus, you create your certificate to suit your needs -- choose the term that suits you and even the certificate amount. Whatever your certificate looks like you'll appreciate the high rate of return and the peace of mind that Federal Deposit Insurance brings.
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Individual Retirement Accounts (IRAs)

Build tax-deferred savings for the future a little at a time with an IRA savings account, or make a lump sum deposit to an IRA certificate. Either way, you'll enjoy tax-deferred interest at competitive rates and the security of Federal deposit insurance. And, in many cases, you may also be eligible for an immediate tax deduction of up to $2,000 per individual or $4,000 per couple. (Consult your tax advisor for complete details.) Choose between Traditional IRAs, Roth IRAs or Coverdell Education Savings Accounts (CESA).
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Holiday Club

You can set up a special savings account to set aside money for the holidays. You decide how much you want to save and then make regular deposits through payroll deduction, by mail or over the counter until it's time for us to send your check for your accumulated Holiday savings plus dividends on November 1st.
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Federal Deposit Insurance

Each member account at SCU is insured to $100,000 by the National Credit Union Share Insurance Fund, an agency of the Federal government.