STAR Program

Exclusive benefits for moderate-income earners

The STAR Program* is a special collection of services made available exclusively to our moderate income members whose annual gross income is $43,450 or below or their military base pay doesn't exceed $2,472 per month. To qualify for this program, you must have direct deposit of your pay to Service Credit Union. Having direct deposit not only entitles you to these services, but also provides a safe, convenient and automatic way for you to receive your pay.

EXTRA LOAN DISCOUNT 
Receive additional discounts off most of our consumer loans. This translates into more money for you and your family! Available on auto and personal loans, credit cards and more up to 100% financing on new and used auto loans at great low rates.  Click here for our Auto Rates.

• Service Plus Checking 
• Early Payday Checking 
• Free unlimited Service Credit Union ATM access/over 26,000 surcharge-free* ATMs worldwide
• Access to over 2,300 branches worldwide
• Free unlimited check writing/free unlimited POS transactions
• Courtesy Pay 
• Monthly paper statements or e-statements
• Free Visa^® Debit Card 
• Free 24/7 live person Contact Center 
• Free Internet banking and bill pay 
• Additional Direct Deposit features:
  • No minimum balance
  • No maintenance fee
  • Three free non-Service Credit Union ATM transactions monthly
  • First order of custom checks - free
  • Loan discounts
  • $5 minimum to open
  • Premium rates
  • Dollars easily accessible

HIGH YIELD SAVINGS - Don't put off starting a savings plan. With an Service Credit Union  STAR Savings Account, you'll earn a premium over our highest yielding savings plan, and an even higher premium rate for average balances of $2,472 or more. With rates that are among the highest in the market, the STAR Savings Plan ideal for those who need easy access to their money, but want to save for the future.

SHARE CERTIFICATES** - One of the easiest ways to help build your savings is with a high yielding share certificate. Our exclusive STAR Certificate pays Star members among the highest rates we offer, plus you can make additional, unlimited deposits through the term of the certificate so your dollars can grow even faster!   Earns a premium over our 1 year standard certificate add to the certificate at any time - - no limit on the maximum you can contribute.

Sign up by calling:  1-800-936-7730 (US:) or  00800-4728-2000 (Overseas) or stop by a local branch office.

*Must be a member of Service Credit Union or eligible for membership to apply.  A "STAR Loan" interest rate reduction of 50 basis points may be granted to qualified applicants whose military base pay does not exceed $2,472 per month. These discounts require direct deposit (NOT ALLOTMENT) and selection of the automatic loan payment feature.

Refinance
Service Credit Union offers some of the Lowest Refinance Rates in the market
Click here for information about Refinancing your Star Loan