VA Home Loans with No Down Payment

^*Qualified VA loan applications are offered one rate float-down free of charge. To qualify the VA application must have an existing rate lock and choose to utilize the float down option to move to a currently available lower rate. Only one float down option permitted per application. Rate float-down must be initiated more than 10 days prior to closing. Standard rate lock rules apply. See a Real Estate Lending Specialist for additional details.

^**The displayed rates for conventional loans assume a loan amount of $250,000 for a single-family, owner-occupied purchase transaction with a down payment of 40% and a credit score of 740 or higher. VA rates assume a loan amount of $250,000 and no down payment. Conventional jumbo loans assume a loan amount of $806,500 and a 40% down payment. VA jumbo assumes a loan amount of $806,500 with no down payment. Payment examples can be obtained by clicking the calculate payments button above, and do not include taxes or insurance premiums. Payment obligation will be higher. An appraisal rebate of up to $695 will be applied to purchase loans only. A purchase loan is the financing connected to the purchase of a property involving the transfer of title from seller(s) to buyer(s). Applicant(s) will be required to pay the estimated cost of the appraisal upfront. Rebate will be applied as a credit at closing toward the total amount paid for the appraisal associated. Credit will not exceed the amount paid and cannot be transferred or exchanged for a cash equivalent. Subject to change or be discontinued at any time.