Service CU Visa® Signature Everyday Elite Credit Card
Earn rewards points on every $1 spent** and enjoy access to Visa® benefits such as emergency assistance, cell phone protection and more, all with no annual fee.*
Transparent Terms with Elite-Level Value
Earn premium benefits with no teaser rates or penalty pricing.
as low as
18.00
%
APR (Variable)
Service CU Visa® Signature Everyday Elite Credit Card FAQs
How does the contactless payment feature work?
Just tap your card at checkout wherever you see the contactless symbol. It’s quick and secure.
Does this card offer extra protections?
Yes! This card includes cell phone protection,** purchase security, extended warranty coverage, and emergency card replacement. Learn more here.
Is there an annual fee?
Nope. You’ll get all the benefits without any annual fee.*
What can I redeem my points for?
All card holders will be able to redeem their points for cash back or use them toward PayPal purchases. Visa Signature Everyday Elite card holders earn 1.5 points for every dollar spent. You must have a minimum of 1,500 points to redeem. You can redeem your points in multiples of 1,500 points. Cash back will appear as a credit on the card account. Members in the U.S. and international members with AFO/FPO addresses have the option to redeem points for gift cards, and U.S. members will also be able to redeem points for a variety of merchandise options. It can take up to 5 business days to credit your account. Travel, merchandise and gift card redemption options are also available and valued at 1 point per $0.01 plus shipping and handling.
We keep track of all the points you earn and we even have a Wish List that will help you track when you have earned enough to redeem a specific item.
Can I earn a sign-up bonus?
Yes! Spend $1,500 in the first 60 days and you’ll earn 15,000 bonus points.*
How do I earn points?
You’ll automatically earn 1.5 points for every $1 you spend.**
*Annual Percentage Rates (APR) are 18.00%; accurate as of 03/16/2025 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. The card replacement fee is $9. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
**Must be a member of SCU or eligible for membership with at least $5 in a Primary Savings account and a new Visa® Signature Everyday Elite Credit Card holder. To receive the 15,000 rewards points, you must make $1,500 or more in purchases within the first 60 days of account opening. The rewards points will be added to your uChoose Rewards points balance within 30 days after you reach the required purchase dollar amount. You must register for uChoose Rewards to redeem and use the points. Promotion subject to change or be canceled at any time without notice.
***Cellular Telephone Protection provides reimbursement for your stolen or damaged beyond use cell phone. Coverage includes your eligible phone and the first two additional eligible phones on your wireless account. $50 deductible applies. Certain terms, conditions and exclusions apply.
**Must be a member of SCU or eligible for membership with at least $5 in a Primary Savings account and a new Visa® Signature Everyday Elite Credit Card holder. To receive the 15,000 rewards points, you must make $1,500 or more in purchases within the first 60 days of account opening. The rewards points will be added to your uChoose Rewards points balance within 30 days after you reach the required purchase dollar amount. You must register for uChoose Rewards to redeem and use the points. Promotion subject to change or be canceled at any time without notice.
***Cellular Telephone Protection provides reimbursement for your stolen or damaged beyond use cell phone. Coverage includes your eligible phone and the first two additional eligible phones on your wireless account. $50 deductible applies. Certain terms, conditions and exclusions apply.