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Send and Receive Euros Seamlessly Across Europe With SEPA

The Single Euro Payments Area (SEPA) makes cross-border payments in Europe as simple as domestic transfers.*

A More Efficient Way to Transfer Euros

SEPA simplifies bank transfers between European countries, making them faster, more affordable and less stressful. Whether you're sending money to family, paying bills or making business transactions, SEPA ensures a uniform and reliable experience across Europe.

Why Use SEPA?

  • Standardized Transfers
  • Faster Processing
  • Secure & Regulated

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Start Your SEPA Bank Transfer in Three Easy Steps

All you need is your IBAN and our Service Credit Union BIC to start making seamless Euro transfers today.
Step 1: Get Your IBAN

Step 1: Get Your IBAN

Call or visit a branch to obtain your unique 22-digit IBAN. Your IBAN does not replace your account number, but should be protected in the same way.
Step 2: Use the Right BIC

Step 2: Use the Right BIC

Service Credit Union’s BIC: SCRUDE51XXX
Step 3: Make a SEPA Transfer

Step 3: Make a SEPA Transfer

Provide your IBAN and BIC when setting up payments.

SEPA FAQs

What is SEPA?
SEPA (Single Euro Payments Area) is a system that standardizes Euro transfers across European banks, ensuring quick and seamless transactions.
What details do I need to make a SEPA transfer?
You’ll need your IBAN and the Service Credit Union BIC (SCRUDE51XXX).
Is there a fee for SEPA transfers?

SEPA transfers are low-cost, depending on your account type. Contact us for details.

If you have additional questions about SEPA, contact your local branch or the Foreign Exchange Department at fft@servicecu.org.
How do I find my IBAN?
You can obtain your unique IBAN in online banking by selecting your specific account and then viewing the "Account Details".