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Business Savings Accounts

Flexible savings options built for businesses of every size.
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Saving Shouldn’t Slow You Down 

Running a business means making strategic moves. Whether you’re just starting out, planning for expansion or prepping for future expenses, your money should be working just as hard as you do.

That’s why we offer four business savings account solutions—all designed to support your goals while keeping your funds accessible and growing: 

Every option (excluding share certificates) comes with online banking and remote deposit options  to help you save without slowing down.

Built for Your Goals: 

  • Business Savings – Get started with just $50 and earn dividends with no monthly fees. 
  • Business Secondary Savings – Separate your savings goals while earning the same great rate. 
  • Business Money Market – Higher balances earn higher returns, with easy access when needed. 
  • Business Certificates – Lock in a guaranteed rate and grow your savings on your schedule. 

Compare Business Savings Options

Choose the account that fits your business goals—whether you need flexibility, high yields, or a custom way to organize funds. 

Business Savings

The foundation for smart business saving.
  • No monthly fees 
  • Earn dividends with a minimum of $50
  • Includes remote deposit and digital banking
  • Great for general savings or emergency funds
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Business Money Market

Higher balance. Higher earnings.
  • Tiered dividend rates up to 2.50% APY*
  • Keep funds accessible when you need them
  • Online and mobile banking included
  • Ideal for strategic mid-term savings
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Business Certificates

Plan ahead with guaranteed returns.
  • Terms from 3 to 60 months 
  • Rates up to 4.15% APY**
  • $500 minimum deposit 
  • Perfect for long-term reserves
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Tools That Work for Your Business

Save smarter with features that give you more control and convenience. 
Online Banking Access

Online Banking Access

Manage your accounts anywhere, anytime.
Remote Deposit

Remote Deposit

Deposit checks without a trip to the branch.
Custom Account Labels

Custom Account Labels

Organize savings goals by project, expense, or priority.
Expert Business Support

Expert Business Support

Questions? Our team is here to help.
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Business Savings FAQs

Find quick answers to common questions.

Can I manage my savings online?
Yes! All business savings accounts include full digital access, including mobile banking and remote deposits.
Are there any monthly fees for a savings account?
No. Business Savings and Secondary Savings accounts have zero monthly maintenance fees.
What’s the minimum deposit for a share certificate?
$500. You choose the term, and your rate is locked in until maturity.
Can I open multiple Secondary Savings accounts?
Absolutely. You can create as many as you need and name them based on your goals.
What is the minimum to open a Business Savings account?
Just $50 to start earning dividends.
Do I need to be a member to open a Business Savings account?
Yes. You must be a member of Service Credit Union or open a Primary Savings account with a $5 deposit.
*Rates shown are Annual Percentage Yield (APY), accurate as of 07/01/2025 and subject to change without notice. Fees may reduce earnings on the account. 

**Rates shown are Annual Percentage Yields (APY), accurate as of 07/01/2025, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Must be a member of Service Credit Union or establish membership with $5 in a Primary Savings Account.