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Let’s Grow Together

While life changes, you’ll always belong here. With financial solutions that meet every milestone, we’re here for you, every step of the way.
Become a Member
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Tired of Traditional Banks?

Big banks put profits first. With us, you come first. As a credit union member, you’re not an account number or customer; you’re part owner of a not-for-profit. That means you can enjoy fewer fees, competitive rates and personalized service that puts your goals within reach.
Why Join

Membership That Works for You

Joining Service Credit Union means more than opening an account — it means opening the door to greater possibilities. 

Who Qualifies for Membership:

  • Active duty military, veterans and their families
  • Current and former Department of Defense employees and their families
  • Members of one of our Select Employer Groups (SEG)
  • Members of the American Consumer Council (Not a member? Visit the ACC online and join for free with promo code "Service")
  • Members of the Financial Fitness Association (Not a member? We’ll help you join for free!)

What You'll Need to Apply:

  • Social Security Number
  • Driver’s license or government ID
  • Current home address
  • Credit card or bank routing number to fund your account
  • $5 deposit
  • About five minutes of your time

Become a Member

The Benefits of Membership

At Service Credit Union, every benefit is designed to help you go further.
Low Rates

Low Rates

Save more with competitive lending and savings rates.
Rates
ATM and ISA Fee Rebates

ATM and ISA Fee Rebates

Keep more of your money in your pocket with fee reimbursements.
Learn More
Military Support

Military Support

Exclusive benefits for those who serve and their families.
Explore Services

See How Much You Could Save

Every year, our members save more by banking better. 
7/1 ARM
6.181%
Apr*
5/1 ARM Jumbo
6.200%
Apr*
30 Year Fixed Rate
6.503%
Apr*

Membership FAQs

What is the $5 deposit for?
The $5 is your share as a Service Credit Union member — it's what makes you an owner.
How long does it take to join?
Joining takes about five minutes when you apply online, by phone, or in a branch.
What documents do I need to apply for membership?
You'll need your Social Security Number, Driver's License or Government ID, current address, a method to fund your account, and a $5 deposit.
Am I eligible to join Service Credit Union?
Membership is open to active duty military members, veterans, Department of Defense employees (current or former) and their families, as well as employees in our Select Employer Groups (SEGs) and members of the American Consumer Council or Financial Fitness Association. Not a member of any of these groups? Join the ACC by applying here and using code “Service" to join free of charge.

Ready to Own Your Financial Future?

It only takes $5 and five minutes to get started.
Become a Member
*ATM surcharge fees and foreign transaction fees will be rebated up to $15 a month for the Direct Deposit Checking Account tier and up to $30 a month for the Direct Deposit+ Checking Account tier. Excludes Basic Checking Account tier. Rebates will be applied to account on the first business day of the following monthly cycle that the rebate eligibility requirements were met. ATM surcharge fee rebates would apply to fees imposed by non-network ATM owners/operators.